Call reports 2023
FIRST BANK OF THOMAS — 2023
What FIRST BANK OF THOMAS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 56,021,000 | 53,607,000 | 50,425,000 | 48,751,000 |
| Total loans | 21,022,000 | 20,843,000 | 21,805,000 | 24,149,000 |
| Allowance for loan losses | 415,000 | 415,000 | 415,000 | 415,000 |
| Securities available for sale | 9,422,000 | 9,267,000 | 9,070,000 | 7,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,145,000 | 46,606,000 | 43,356,000 | 41,361,000 |
| Interest-bearing deposits | 37,016,000 | 35,055,000 | 32,782,000 | 29,401,000 |
| Noninterest-bearing deposits | 12,129,000 | 11,551,000 | 10,574,000 | 11,960,000 |
| Equity capital | 6,849,000 | 6,950,000 | 6,994,000 | 7,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 552,000 | 1,190,000 | 1,781,000 | 2,400,000 |
| Interest expense | 137,000 | 304,000 | 492,000 | 698,000 |
| Net interest income | 415,000 | 886,000 | 1,289,000 | 1,702,000 |
| Noninterest income | 33,000 | 71,000 | 106,000 | 139,000 |
| Noninterest expense | 268,000 | 579,000 | 862,000 | 1,228,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 180,000 | 378,000 | 533,000 | 613,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 378,000 | 533,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,762,000 | 7,961,000 | 8,116,000 | 8,196,000 |
| Total capital | 8,042,000 | 8,228,000 | 8,394,000 | 8,504,000 |
| Risk-weighted assets | 22,246,000 | 21,180,000 | 22,130,000 | 24,500,000 |