Call reports 2022
FIRST BANK OF THOMAS — 2022
What FIRST BANK OF THOMAS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 52,374,000 | 53,893,000 | 53,646,000 | 50,819,000 |
| Total loans | 24,035,000 | 22,014,000 | 19,727,000 | 21,794,000 |
| Allowance for loan losses | 455,000 | 455,000 | 476,000 | 476,000 |
| Securities available for sale | 10,883,000 | 10,413,000 | 9,911,000 | 9,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,408,000 | 47,150,000 | 47,051,000 | 44,038,000 |
| Interest-bearing deposits | 33,432,000 | 34,524,000 | 34,839,000 | 31,524,000 |
| Noninterest-bearing deposits | 11,976,000 | 12,626,000 | 12,212,000 | 12,514,000 |
| Equity capital | 6,948,000 | 6,719,000 | 6,561,000 | 6,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 408,000 | 800,000 | 1,229,000 | 1,727,000 |
| Interest expense | 26,000 | 56,000 | 86,000 | 140,000 |
| Net interest income | 382,000 | 744,000 | 1,143,000 | 1,587,000 |
| Noninterest income | 33,000 | 69,000 | 103,000 | 134,000 |
| Noninterest expense | 268,000 | 546,000 | 835,000 | 1,159,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 147,000 | 269,000 | 414,000 | 565,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 147,000 | 269,000 | 414,000 | 565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,404,000 | 7,525,000 | 7,670,000 | 7,822,000 |
| Total capital | 7,711,000 | 7,823,000 | 7,934,000 | 8,105,000 |
| Risk-weighted assets | 24,410,000 | 23,679,000 | 20,895,000 | 22,467,000 |