Call reports 2021
FIRST BANK OF THOMAS — 2021
What FIRST BANK OF THOMAS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 48,791,000 | 50,320,000 | 49,302,000 | 50,459,000 |
| Total loans | 24,353,000 | 22,676,000 | 23,550,000 | 24,915,000 |
| Allowance for loan losses | 458,000 | 455,000 | 455,000 | 455,000 |
| Securities available for sale | 8,752,000 | 8,685,000 | 9,369,000 | 11,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,254,000 | 42,672,000 | 41,615,000 | 42,835,000 |
| Interest-bearing deposits | 30,017,000 | 31,419,000 | 30,564,000 | 30,891,000 |
| Noninterest-bearing deposits | 11,237,000 | 11,253,000 | 11,051,000 | 11,944,000 |
| Equity capital | 7,520,000 | 7,626,000 | 7,655,000 | 7,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 413,000 | 808,000 | 1,197,000 | 1,597,000 |
| Interest expense | 30,000 | 58,000 | 84,000 | 111,000 |
| Net interest income | 383,000 | 750,000 | 1,113,000 | 1,486,000 |
| Noninterest income | 32,000 | 70,000 | 102,000 | 135,000 |
| Noninterest expense | 262,000 | 578,000 | 901,000 | 1,232,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 138,000 | 227,000 | 299,000 | 374,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 138,000 | 227,000 | 299,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,205,000 | 7,385,000 | 7,457,000 | 7,532,000 |
| Total capital | 7,520,000 | 7,691,000 | 7,758,000 | 7,841,000 |
| Risk-weighted assets | 25,018,000 | 24,356,000 | 23,913,000 | 24,583,000 |