Call reports 2020
FIRST BANK OF THOMAS — 2020
What FIRST BANK OF THOMAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 46,448,000 | 48,050,000 | 46,551,000 | 46,409,000 |
| Total loans | 26,025,000 | 24,795,000 | 24,154,000 | 25,144,000 |
| Allowance for loan losses | 455,000 | 431,000 | 436,000 | 443,000 |
| Securities available for sale | 8,291,000 | 8,287,000 | 7,894,000 | 8,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,082,000 | 40,446,000 | 38,825,000 | 38,626,000 |
| Interest-bearing deposits | 30,961,000 | 31,597,000 | 30,054,000 | 29,055,000 |
| Noninterest-bearing deposits | 8,121,000 | 8,849,000 | 8,771,000 | 9,571,000 |
| Equity capital | 7,349,000 | 7,577,000 | 7,690,000 | 7,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 910,000 | 1,338,000 | 1,754,000 |
| Interest expense | 63,000 | 118,000 | 160,000 | 193,000 |
| Net interest income | 397,000 | 792,000 | 1,178,000 | 1,561,000 |
| Noninterest income | 38,000 | 69,000 | 99,000 | 135,000 |
| Noninterest expense | 248,000 | 514,000 | 794,000 | 1,099,000 |
| Provision for loan losses | 0 | 5,000 | 20,000 | 35,000 |
| Pretax income | 180,000 | 335,000 | 456,000 | 555,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 335,000 | 456,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,082,000 | 7,238,000 | 7,359,000 | 7,458,000 |
| Total capital | 7,421,000 | 7,565,000 | 7,673,000 | 7,777,000 |
| Risk-weighted assets | 26,683,000 | 26,109,000 | 25,029,000 | 25,402,000 |