Call reports 2019
FIRST BANK OF THOMAS — 2019
What FIRST BANK OF THOMAS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 48,348,000 | 47,837,000 | 46,130,000 | 44,608,000 |
| Total loans | 21,823,000 | 21,351,000 | 21,413,000 | 23,325,000 |
| Allowance for loan losses | 464,000 | 455,000 | 455,000 | 455,000 |
| Securities available for sale | 12,310,000 | 12,350,000 | 12,173,000 | 10,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,635,000 | 40,750,000 | 38,810,000 | 37,231,000 |
| Interest-bearing deposits | 33,551,000 | 32,658,000 | 31,440,000 | 29,867,000 |
| Noninterest-bearing deposits | 8,084,000 | 8,092,000 | 7,370,000 | 7,364,000 |
| Equity capital | 6,694,000 | 7,061,000 | 7,280,000 | 7,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 443,000 | 927,000 | 1,400,000 | 1,858,000 |
| Interest expense | 51,000 | 112,000 | 173,000 | 235,000 |
| Net interest income | 392,000 | 815,000 | 1,227,000 | 1,623,000 |
| Noninterest income | 41,000 | 89,000 | 130,000 | 162,000 |
| Noninterest expense | 232,000 | 505,000 | 783,000 | 1,092,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 187,000 | 385,000 | 560,000 | 679,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 187,000 | 385,000 | 560,000 | 679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,761,000 | 6,959,000 | 7,134,000 | 7,253,000 |
| Total capital | 7,057,000 | 7,250,000 | 7,418,000 | 7,555,000 |
| Risk-weighted assets | 23,204,000 | 22,856,000 | 22,233,000 | 23,854,000 |