Call reports 2016
FIRST BANK OF THOMAS — 2016
What FIRST BANK OF THOMAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 42,948,000 | 43,299,000 | 43,473,000 | 43,570,000 |
| Total loans | 20,117,000 | 19,790,000 | 19,413,000 | 21,835,000 |
| Allowance for loan losses | 462,000 | 462,000 | 462,000 | 451,000 |
| Securities available for sale | 12,942,000 | 14,116,000 | 12,633,000 | 11,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,416,000 | 36,597,000 | 36,601,000 | 36,873,000 |
| Interest-bearing deposits | 30,756,000 | 30,356,000 | 30,020,000 | 30,660,000 |
| Noninterest-bearing deposits | 5,660,000 | 6,241,000 | 6,581,000 | 6,213,000 |
| Equity capital | 6,516,000 | 6,671,000 | 6,828,000 | 6,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 407,000 | 815,000 | 1,215,000 | 1,626,000 |
| Interest expense | 25,000 | 52,000 | 77,000 | 101,000 |
| Net interest income | 382,000 | 763,000 | 1,138,000 | 1,525,000 |
| Noninterest income | 126,000 | 169,000 | 205,000 | 265,000 |
| Noninterest expense | 263,000 | 560,000 | 822,000 | 1,110,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 235,000 | 362,000 | 514,000 | 673,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 235,000 | 362,000 | 514,000 | 673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,428,000 | 6,555,000 | 6,707,000 | 6,725,000 |
| Total capital | 6,724,000 | 6,862,000 | 7,007,000 | 7,044,000 |
| Risk-weighted assets | 23,256,000 | 24,093,000 | 23,577,000 | 25,062,000 |