Call reports 2015
FIRST BANK OF THOMAS — 2015
What FIRST BANK OF THOMAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 42,976,000 | 43,705,000 | 42,329,000 | 42,455,000 |
| Total loans | 21,864,000 | 20,672,000 | 19,972,000 | 19,936,000 |
| Allowance for loan losses | 359,000 | 386,000 | 266,000 | 302,000 |
| Securities available for sale | 13,468,000 | 13,142,000 | 11,047,000 | 10,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,663,000 | 37,379,000 | 35,831,000 | 36,008,000 |
| Interest-bearing deposits | 31,037,000 | 30,635,000 | 31,364,000 | 30,278,000 |
| Noninterest-bearing deposits | 5,626,000 | 6,744,000 | 4,467,000 | 5,729,000 |
| Equity capital | 6,295,000 | 6,288,000 | 6,463,000 | 6,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 434,000 | 853,000 | 1,256,000 | 1,671,000 |
| Interest expense | 24,000 | 50,000 | 76,000 | 102,000 |
| Net interest income | 410,000 | 803,000 | 1,180,000 | 1,569,000 |
| Noninterest income | 78,000 | 118,000 | 160,000 | 209,000 |
| Noninterest expense | 280,000 | 589,000 | 860,000 | 1,194,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 186,000 | 295,000 | 429,000 | 503,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 186,000 | 295,000 | 429,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,302,000 | 6,295,000 | 6,454,000 | 6,532,000 |
| Total capital | 6,661,000 | 6,539,000 | 6,665,000 | 6,829,000 |
| Risk-weighted assets | 29,589,000 | 19,097,000 | 16,627,000 | 23,465,000 |