Call reports 2026
CONCORDIA BANK & TRUST COMPANY — 2026
What CONCORDIA BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 672,299,000 | 667,023,000 |
| Total loans | 363,433,000 | 360,367,000 |
| Allowance for loan losses | 3,885,000 | 3,911,000 |
| Securities available for sale | 108,454,000 | 107,799,000 |
| Securities held to maturity | 100,788,000 | 103,409,000 |
| Trading assets | 0 | 0 |
| Total deposits | 591,715,000 | 585,702,000 |
| Interest-bearing deposits | 414,530,000 | 409,424,000 |
| Noninterest-bearing deposits | 177,185,000 | 176,278,000 |
| Equity capital | 64,264,000 | 65,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,821,000 | 15,795,000 |
| Interest expense | 2,494,000 | 4,923,000 |
| Net interest income | 5,327,000 | 10,872,000 |
| Noninterest income | 720,000 | 1,436,000 |
| Noninterest expense | 4,298,000 | 8,568,000 |
| Provision for loan losses | 13,000 | 38,000 |
| Pretax income | 1,466,000 | 3,747,000 |
| Income tax | 0 | 0 |
| Net income | 1,466,000 | 3,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 74,620,000 | 75,037,000 |