Call reports 2017
CONCORDIA BANK & TRUST COMPANY — 2017
What CONCORDIA BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 510,753,000 | 509,538,000 | 510,082,000 | 520,435,000 |
| Total loans | 225,520,000 | 226,599,000 | 233,487,000 | 245,326,000 |
| Allowance for loan losses | 926,000 | 971,000 | 972,000 | 983,000 |
| Securities available for sale | 94,397,000 | 94,340,000 | 93,658,000 | 107,222,000 |
| Securities held to maturity | 144,068,000 | 141,051,000 | 132,129,000 | 124,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,259,000 | 429,683,000 | 428,727,000 | 440,537,000 |
| Interest-bearing deposits | 325,811,000 | 331,171,000 | 321,835,000 | 327,871,000 |
| Noninterest-bearing deposits | 105,448,000 | 98,511,000 | 106,892,000 | 112,666,000 |
| Equity capital | 62,299,000 | 62,640,000 | 63,121,000 | 61,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,246,000 | 8,518,000 | 12,871,000 | 17,346,000 |
| Interest expense | 502,000 | 1,030,000 | 1,575,000 | 2,126,000 |
| Net interest income | 3,744,000 | 7,488,000 | 11,296,000 | 15,220,000 |
| Noninterest income | 811,000 | 1,568,000 | 2,511,000 | 2,939,000 |
| Noninterest expense | 3,230,000 | 6,491,000 | 9,839,000 | 13,188,000 |
| Provision for loan losses | 61,000 | 113,000 | 139,000 | 162,000 |
| Pretax income | 1,264,000 | 2,463,000 | 3,840,000 | 4,820,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,264,000 | 2,463,000 | 3,840,000 | 4,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,249,000 | 60,541,000 | 61,440,000 | 60,517,000 |
| Total capital | 62,175,000 | 61,512,000 | 62,413,000 | 61,500,000 |
| Risk-weighted assets | 289,666,000 | 291,193,000 | 295,180,000 | 305,601,000 |