Call reports 2012
CONCORDIA BANK & TRUST COMPANY — 2012
What CONCORDIA BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 510,584,000 | 501,622,000 | 511,502,000 | 526,132,000 |
| Total loans | 228,704,000 | 231,620,000 | 222,290,000 | 222,656,000 |
| Allowance for loan losses | 930,000 | 949,000 | 914,000 | 865,000 |
| Securities available for sale | 43,959,000 | 43,680,000 | 42,979,000 | 40,709,000 |
| Securities held to maturity | 133,847,000 | 128,185,000 | 130,213,000 | 155,208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,085,000 | 424,180,000 | 428,825,000 | 443,255,000 |
| Interest-bearing deposits | 346,692,000 | 347,669,000 | 345,514,000 | 356,987,000 |
| Noninterest-bearing deposits | 85,393,000 | 76,511,000 | 83,311,000 | 86,268,000 |
| Equity capital | 55,724,000 | 55,725,000 | 57,355,000 | 57,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,798,000 | 9,511,000 | 14,147,000 | 18,499,000 |
| Interest expense | 1,048,000 | 2,038,000 | 2,986,000 | 3,855,000 |
| Net interest income | 3,750,000 | 7,473,000 | 11,161,000 | 14,644,000 |
| Noninterest income | 783,000 | 1,496,000 | 2,241,000 | 3,121,000 |
| Noninterest expense | 2,939,000 | 6,007,000 | 8,892,000 | 11,939,000 |
| Provision for loan losses | 88,000 | 153,000 | 257,000 | 284,000 |
| Pretax income | 1,506,000 | 2,809,000 | 4,253,000 | 5,553,000 |
| Income tax | 175,000 | 175,000 | 146,000 | 189,000 |
| Net income | 1,331,000 | 2,634,000 | 4,107,000 | 5,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,817,000 | 52,863,000 | 54,336,000 | 55,093,000 |
| Total capital | 53,835,000 | 53,871,000 | 55,326,000 | 56,040,000 |
| Risk-weighted assets | 247,057,000 | 247,997,000 | 241,664,000 | 245,905,000 |
Machine access — free, no API key
Every figure shown here about CONCORDIA BANK & TRUST COMPANY — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.