Call reports 2026
WAGGONER NATIONAL BANK OF VERNON, THE — 2026
What WAGGONER NATIONAL BANK OF VERNON, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 357,206,000 | 353,736,000 |
| Total loans | 184,674,000 | 197,280,000 |
| Allowance for loan losses | 5,263,000 | 5,263,000 |
| Securities available for sale | 120,759,000 | 119,658,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 311,110,000 | 304,842,000 |
| Interest-bearing deposits | 261,596,000 | 254,344,000 |
| Noninterest-bearing deposits | 49,514,000 | 50,498,000 |
| Equity capital | 44,043,000 | 46,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,268,000 | 8,861,000 |
| Interest expense | 1,293,000 | 2,533,000 |
| Net interest income | 2,975,000 | 6,328,000 |
| Noninterest income | 994,000 | 1,891,000 |
| Noninterest expense | 1,942,000 | 3,858,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,976,000 | 4,336,000 |
| Income tax | 0 | 0 |
| Net income | 1,976,000 | 4,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 50,070,000 | 51,567,000 |