Call reports 2025
WAGGONER NATIONAL BANK OF VERNON, THE — 2025
What WAGGONER NATIONAL BANK OF VERNON, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 336,774,000 | 328,967,000 | 338,549,000 | 343,198,000 |
| Total loans | 164,927,000 | 163,211,000 | 171,787,000 | 180,503,000 |
| Allowance for loan losses | 5,345,000 | 5,298,000 | 5,291,000 | 5,287,000 |
| Securities available for sale | 113,262,000 | 126,891,000 | 127,288,000 | 124,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,117,000 | 285,445,000 | 289,935,000 | 296,586,000 |
| Interest-bearing deposits | 250,051,000 | 237,900,000 | 243,437,000 | 249,910,000 |
| Noninterest-bearing deposits | 44,066,000 | 47,545,000 | 46,498,000 | 46,676,000 |
| Equity capital | 40,490,000 | 41,288,000 | 46,299,000 | 44,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,954,000 | 8,109,000 | 12,261,000 | 16,631,000 |
| Interest expense | 1,458,000 | 2,856,000 | 4,196,000 | 5,506,000 |
| Net interest income | 2,496,000 | 5,253,000 | 8,065,000 | 11,125,000 |
| Noninterest income | 858,000 | 1,779,000 | 2,733,000 | 3,562,000 |
| Noninterest expense | 1,880,000 | 3,790,000 | 5,678,000 | 7,540,000 |
| Provision for loan losses | 0 | 0 | 0 | -750,000 |
| Pretax income | 1,480,000 | 3,243,000 | 5,103,000 | 7,867,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,480,000 | 3,243,000 | 5,103,000 | 7,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,423,000 | 50,790,000 | 51,720,000 | 48,957,000 |