Call reports 2024
WAGGONER NATIONAL BANK OF VERNON, THE — 2024
What WAGGONER NATIONAL BANK OF VERNON, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 330,318,000 | 325,266,000 | 323,261,000 | 323,496,000 |
| Total loans | 187,496,000 | 186,390,000 | 185,723,000 | 179,025,000 |
| Allowance for loan losses | 5,376,000 | 5,368,000 | 5,342,000 | 5,343,000 |
| Securities available for sale | 110,879,000 | 108,703,000 | 108,566,000 | 104,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,236,000 | 282,408,000 | 276,822,000 | 281,709,000 |
| Interest-bearing deposits | 242,312,000 | 238,608,000 | 229,667,000 | 235,049,000 |
| Noninterest-bearing deposits | 45,924,000 | 43,800,000 | 47,155,000 | 46,660,000 |
| Equity capital | 39,560,000 | 40,274,000 | 43,841,000 | 39,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,243,000 | 8,446,000 | 12,645,000 | 16,734,000 |
| Interest expense | 1,714,000 | 3,217,000 | 4,744,000 | 6,189,000 |
| Net interest income | 2,529,000 | 5,229,000 | 7,901,000 | 10,545,000 |
| Noninterest income | 803,000 | 1,574,000 | 2,524,000 | 3,326,000 |
| Noninterest expense | 1,873,000 | 3,628,000 | 5,392,000 | 7,075,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,458,000 | 3,173,000 | 5,014,000 | 6,780,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,458,000 | 3,173,000 | 5,014,000 | 6,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,316,000 | 50,374,000 | 51,159,000 | 48,847,000 |