Call reports 2023
WAGGONER NATIONAL BANK OF VERNON, THE — 2023
What WAGGONER NATIONAL BANK OF VERNON, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 375,644,000 | 364,505,000 | 353,977,000 | 345,750,000 |
| Total loans | 219,958,000 | 210,079,000 | 208,534,000 | 205,230,000 |
| Allowance for loan losses | 5,364,000 | 5,247,000 | 5,252,000 | 5,476,000 |
| Securities available for sale | 116,626,000 | 115,376,000 | 110,633,000 | 113,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,534,000 | 320,650,000 | 315,994,000 | 303,844,000 |
| Interest-bearing deposits | 278,545,000 | 269,603,000 | 261,131,000 | 248,690,000 |
| Noninterest-bearing deposits | 53,989,000 | 51,047,000 | 54,863,000 | 55,154,000 |
| Equity capital | 35,531,000 | 36,260,000 | 34,968,000 | 39,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,327,000 | 8,898,000 | 13,511,000 | 18,208,000 |
| Interest expense | 1,138,000 | 2,690,000 | 4,385,000 | 6,146,000 |
| Net interest income | 3,189,000 | 6,208,000 | 9,126,000 | 12,062,000 |
| Noninterest income | 754,000 | 1,451,000 | 2,914,000 | 3,874,000 |
| Noninterest expense | 1,784,000 | 3,581,000 | 5,305,000 | 7,281,000 |
| Provision for loan losses | 0 | -101,000 | -95,000 | 155,000 |
| Pretax income | 2,079,000 | 3,999,000 | 6,656,000 | 8,326,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,079,000 | 3,999,000 | 6,656,000 | 8,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,176,000 | 49,439,000 | 50,945,000 | 48,722,000 |