Call reports 2022
WAGGONER NATIONAL BANK OF VERNON, THE — 2022
What WAGGONER NATIONAL BANK OF VERNON, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 344,368,000 | 375,873,000 | 365,946,000 | 365,026,000 |
| Total loans | 179,401,000 | 195,264,000 | 197,069,000 | 217,793,000 |
| Allowance for loan losses | 4,909,000 | 4,944,000 | 5,106,000 | 5,367,000 |
| Securities available for sale | 140,238,000 | 155,114,000 | 133,813,000 | 124,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,885,000 | 338,834,000 | 333,372,000 | 326,763,000 |
| Interest-bearing deposits | 247,847,000 | 279,603,000 | 273,635,000 | 273,992,000 |
| Noninterest-bearing deposits | 56,038,000 | 59,231,000 | 59,737,000 | 52,771,000 |
| Equity capital | 38,240,000 | 34,507,000 | 29,944,000 | 32,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,785,000 | 5,987,000 | 9,676,000 | 13,893,000 |
| Interest expense | 160,000 | 366,000 | 709,000 | 1,456,000 |
| Net interest income | 2,625,000 | 5,621,000 | 8,967,000 | 12,437,000 |
| Noninterest income | 875,000 | 1,980,000 | 2,755,000 | 3,596,000 |
| Noninterest expense | 1,686,000 | 3,390,000 | 5,233,000 | 7,104,000 |
| Provision for loan losses | 0 | 25,000 | 200,000 | 500,000 |
| Pretax income | 1,903,000 | 4,275,000 | 6,336,000 | 8,166,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,903,000 | 4,275,000 | 6,336,000 | 8,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,537,000 | 47,242,000 | 47,662,000 | 46,908,000 |