Call reports 2020
WAGGONER NATIONAL BANK OF VERNON, THE — 2020
What WAGGONER NATIONAL BANK OF VERNON, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 289,001,000 | 323,597,000 | 327,785,000 | 333,184,000 |
| Total loans | 168,296,000 | 161,588,000 | 166,111,000 | 156,510,000 |
| Allowance for loan losses | 5,345,000 | 5,068,000 | 5,089,000 | 4,687,000 |
| Securities available for sale | 96,732,000 | 114,587,000 | 129,219,000 | 140,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,180,000 | 276,329,000 | 280,804,000 | 285,050,000 |
| Interest-bearing deposits | 216,350,000 | 238,593,000 | 240,381,000 | 242,647,000 |
| Noninterest-bearing deposits | 32,830,000 | 37,736,000 | 40,423,000 | 42,403,000 |
| Equity capital | 37,278,000 | 44,671,000 | 44,361,000 | 45,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,170,000 | 5,986,000 | 8,808,000 | 11,699,000 |
| Interest expense | 613,000 | 1,031,000 | 1,400,000 | 1,713,000 |
| Net interest income | 2,557,000 | 4,955,000 | 7,408,000 | 9,986,000 |
| Noninterest income | 709,000 | 1,617,000 | 2,369,000 | 3,082,000 |
| Noninterest expense | 1,634,000 | 3,347,000 | 4,998,000 | 6,537,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,815,000 | 3,408,000 | 4,962,000 | 6,714,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,815,000 | 3,408,000 | 4,962,000 | 6,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,695,000 | 42,490,000 | 43,096,000 | 42,726,000 |
| Total capital | 44,384,000 | — | — | — |
| Risk-weighted assets | 212,425,000 | — | — | — |