Call reports 2019
WAGGONER NATIONAL BANK OF VERNON, THE — 2019
What WAGGONER NATIONAL BANK OF VERNON, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 299,773,000 | 287,715,000 | 286,725,000 | 295,292,000 |
| Total loans | 190,368,000 | 177,639,000 | 169,934,000 | 172,583,000 |
| Allowance for loan losses | 5,564,000 | 5,617,000 | 5,543,000 | 5,361,000 |
| Securities available for sale | 71,910,000 | 74,326,000 | 76,306,000 | 83,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,236,000 | 245,264,000 | 243,551,000 | 252,213,000 |
| Interest-bearing deposits | 223,557,000 | 209,977,000 | 212,354,000 | 217,341,000 |
| Noninterest-bearing deposits | 34,679,000 | 35,287,000 | 31,197,000 | 34,872,000 |
| Equity capital | 39,053,000 | 39,897,000 | 40,578,000 | 40,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,638,000 | 7,320,000 | 10,813,000 | 14,174,000 |
| Interest expense | 711,000 | 1,444,000 | 2,155,000 | 2,836,000 |
| Net interest income | 2,927,000 | 5,876,000 | 8,658,000 | 11,338,000 |
| Noninterest income | 686,000 | 1,421,000 | 2,179,000 | 2,910,000 |
| Noninterest expense | 1,594,000 | 3,220,000 | 4,823,000 | 6,491,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 1,977,000 | 4,064,000 | 6,208,000 | 7,966,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,977,000 | 4,064,000 | 6,208,000 | 7,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,497,000 | 40,190,000 | 41,437,000 | 40,509,000 |
| Total capital | 43,379,000 | 42,938,000 | 44,084,000 | 43,232,000 |
| Risk-weighted assets | 227,909,000 | 216,942,000 | 208,861,000 | 215,194,000 |