Call reports 2018
WAGGONER NATIONAL BANK OF VERNON, THE — 2018
What WAGGONER NATIONAL BANK OF VERNON, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 287,391,000 | 285,273,000 | 288,498,000 | 294,284,000 |
| Total loans | 185,770,000 | 189,421,000 | 195,037,000 | 198,144,000 |
| Allowance for loan losses | 5,230,000 | 5,093,000 | 5,222,000 | 5,344,000 |
| Securities available for sale | 75,821,000 | 74,666,000 | 72,444,000 | 71,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,928,000 | 246,030,000 | 239,401,000 | 248,340,000 |
| Interest-bearing deposits | 214,454,000 | 211,983,000 | 205,677,000 | 211,849,000 |
| Noninterest-bearing deposits | 33,474,000 | 34,047,000 | 33,724,000 | 36,491,000 |
| Equity capital | 37,104,000 | 36,815,000 | 37,600,000 | 36,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,296,000 | 6,730,000 | 10,258,000 | 14,026,000 |
| Interest expense | 412,000 | 843,000 | 1,367,000 | 2,032,000 |
| Net interest income | 2,884,000 | 5,887,000 | 8,891,000 | 11,994,000 |
| Noninterest income | 738,000 | 1,458,000 | 2,213,000 | 3,042,000 |
| Noninterest expense | 1,605,000 | 3,209,000 | 4,827,000 | 6,494,000 |
| Provision for loan losses | 0 | 150,000 | 300,000 | 450,000 |
| Pretax income | 2,125,000 | 4,118,000 | 6,109,000 | 8,226,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,125,000 | 4,118,000 | 6,109,000 | 8,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,759,000 | 39,356,000 | 40,550,000 | 39,317,000 |
| Total capital | 42,555,000 | 42,176,000 | 43,472,000 | 42,287,000 |
| Risk-weighted assets | 221,258,000 | 223,337,000 | 231,489,000 | 235,188,000 |