Call reports 2017
WAGGONER NATIONAL BANK OF VERNON, THE — 2017
What WAGGONER NATIONAL BANK OF VERNON, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 281,044,000 | 290,571,000 | 288,614,000 | 285,207,000 |
| Total loans | 170,223,000 | 185,717,000 | 192,301,000 | 190,003,000 |
| Allowance for loan losses | 4,871,000 | 4,750,000 | 5,099,000 | 5,232,000 |
| Securities available for sale | 80,281,000 | 78,298,000 | 73,504,000 | 74,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,179,000 | 239,126,000 | 244,147,000 | 237,787,000 |
| Interest-bearing deposits | 202,261,000 | 201,890,000 | 209,403,000 | 204,252,000 |
| Noninterest-bearing deposits | 40,918,000 | 37,236,000 | 34,744,000 | 33,535,000 |
| Equity capital | 35,620,000 | 37,105,000 | 37,009,000 | 37,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,910,000 | 5,923,000 | 9,157,000 | 12,493,000 |
| Interest expense | 234,000 | 496,000 | 842,000 | 1,210,000 |
| Net interest income | 2,676,000 | 5,427,000 | 8,315,000 | 11,283,000 |
| Noninterest income | 797,000 | 1,522,000 | 2,346,000 | 3,070,000 |
| Noninterest expense | 1,596,000 | 3,264,000 | 4,921,000 | 6,512,000 |
| Provision for loan losses | 0 | 0 | 350,000 | 500,000 |
| Pretax income | 2,076,000 | 3,952,000 | 5,711,000 | 7,662,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,076,000 | 3,952,000 | 5,711,000 | 7,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,370,000 | 38,117,000 | 38,278,000 | 38,432,000 |
| Total capital | 41,097,000 | 41,013,000 | 41,180,000 | 41,295,000 |
| Risk-weighted assets | 215,944,000 | 229,838,000 | 229,981,000 | 226,634,000 |