Call reports 2016
WAGGONER NATIONAL BANK OF VERNON, THE — 2016
What WAGGONER NATIONAL BANK OF VERNON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 282,207,000 | 275,790,000 | 273,557,000 | 272,102,000 |
| Total loans | 162,331,000 | 167,279,000 | 170,674,000 | 171,712,000 |
| Allowance for loan losses | 4,500,000 | 4,416,000 | 4,785,000 | 4,888,000 |
| Securities available for sale | 87,245,000 | 86,367,000 | 81,871,000 | 75,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,178,000 | 234,192,000 | 233,992,000 | 235,646,000 |
| Interest-bearing deposits | 205,537,000 | 198,302,000 | 197,862,000 | 197,765,000 |
| Noninterest-bearing deposits | 36,641,000 | 35,890,000 | 36,130,000 | 37,881,000 |
| Equity capital | 37,867,000 | 39,340,000 | 37,247,000 | 34,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,811,000 | 5,642,000 | 8,476,000 | 11,411,000 |
| Interest expense | 219,000 | 435,000 | 645,000 | 865,000 |
| Net interest income | 2,592,000 | 5,207,000 | 7,831,000 | 10,546,000 |
| Noninterest income | 778,000 | 2,342,000 | 3,160,000 | 3,942,000 |
| Noninterest expense | 1,669,000 | 3,260,000 | 4,852,000 | 6,561,000 |
| Provision for loan losses | 0 | 0 | 400,000 | 500,000 |
| Pretax income | 1,994,000 | 4,767,000 | 6,293,000 | 8,029,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,994,000 | 4,767,000 | 6,293,000 | 8,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,521,000 | 37,790,000 | 37,762,000 | 36,822,000 |
| Total capital | 40,134,000 | 40,432,000 | 40,456,000 | 39,573,000 |
| Risk-weighted assets | 207,137,000 | 209,564,000 | 213,413,000 | 217,930,000 |