Call reports 2015
WAGGONER NATIONAL BANK OF VERNON, THE — 2015
What WAGGONER NATIONAL BANK OF VERNON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 282,410,000 | 278,915,000 | 271,542,000 | 278,288,000 |
| Total loans | 158,383,000 | 155,735,000 | 152,785,000 | 160,840,000 |
| Allowance for loan losses | 4,364,000 | 4,355,000 | 4,309,000 | 4,521,000 |
| Securities available for sale | 97,397,000 | 94,740,000 | 96,545,000 | 94,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,221,000 | 240,291,000 | 230,367,000 | 227,899,000 |
| Interest-bearing deposits | 201,298,000 | 201,807,000 | 194,363,000 | 193,045,000 |
| Noninterest-bearing deposits | 40,923,000 | 38,484,000 | 36,004,000 | 34,854,000 |
| Equity capital | 38,206,000 | 36,575,000 | 37,061,000 | 36,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,748,000 | 5,475,000 | 8,170,000 | 10,950,000 |
| Interest expense | 217,000 | 438,000 | 653,000 | 868,000 |
| Net interest income | 2,531,000 | 5,037,000 | 7,517,000 | 10,082,000 |
| Noninterest income | 740,000 | 1,451,000 | 2,182,000 | 3,066,000 |
| Noninterest expense | 1,570,000 | 3,132,000 | 4,629,000 | 6,385,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 1,947,000 | 3,719,000 | 5,500,000 | 6,942,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,947,000 | 3,719,000 | 5,500,000 | 6,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,048,000 | 36,505,000 | 37,483,000 | 36,428,000 |
| Total capital | 39,541,000 | 39,014,000 | 39,916,000 | 39,030,000 |
| Risk-weighted assets | 197,586,000 | 198,911,000 | 192,777,000 | 206,212,000 |