Call reports 2008
WAGGONER NATIONAL BANK OF VERNON, THE — 2008
What WAGGONER NATIONAL BANK OF VERNON, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 216,124,000 | 228,496,000 | 223,929,000 | 226,192,000 |
| Total loans | 140,686,000 | 149,047,000 | 153,097,000 | 151,831,000 |
| Allowance for loan losses | 2,364,000 | 2,317,000 | 2,308,000 | 2,288,000 |
| Securities available for sale | 56,347,000 | 53,018,000 | 51,896,000 | 55,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,613,000 | 179,038,000 | 171,450,000 | 185,869,000 |
| Interest-bearing deposits | 157,044,000 | 155,116,000 | 150,861,000 | 166,795,000 |
| Noninterest-bearing deposits | 17,569,000 | 23,922,000 | 20,589,000 | 19,074,000 |
| Equity capital | 30,185,000 | 28,233,000 | 30,176,000 | 31,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,454,000 | 6,678,000 | 9,989,000 | 13,086,000 |
| Interest expense | 1,444,000 | 2,594,000 | 3,685,000 | 4,675,000 |
| Net interest income | 2,010,000 | 4,084,000 | 6,304,000 | 8,411,000 |
| Noninterest income | 746,000 | 1,514,000 | 2,300,000 | 2,928,000 |
| Noninterest expense | 1,444,000 | 2,955,000 | 4,398,000 | 5,963,000 |
| Provision for loan losses | 0 | 200,000 | 550,000 | 850,000 |
| Pretax income | 1,418,000 | 2,727,000 | 3,965,000 | 4,856,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 5,000 |
| Net income | 1,417,000 | 2,726,000 | 3,964,000 | 4,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,799,000 | 28,516,000 | 29,754,000 | 29,870,000 |
| Total capital | 30,804,000 | 30,627,000 | 31,874,000 | 31,994,000 |
| Risk-weighted assets | 160,040,000 | 168,641,000 | 169,400,000 | 169,718,000 |
Machine access — free, no API key
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