Call reports 2015
COMMUNITY BANK MANKATO — 2015
What COMMUNITY BANK MANKATO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 224,739,000 | 233,442,000 | 245,591,000 | 261,304,000 |
| Total loans | 199,904,000 | 211,650,000 | 222,755,000 | 227,374,000 |
| Allowance for loan losses | 1,877,000 | 2,049,000 | 2,278,000 | 2,283,000 |
| Securities available for sale | 5,846,000 | 6,514,000 | 6,501,000 | 6,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,871,000 | 201,400,000 | 208,363,000 | 233,087,000 |
| Interest-bearing deposits | 168,495,000 | 173,543,000 | 179,809,000 | 200,101,000 |
| Noninterest-bearing deposits | 28,376,000 | 27,856,000 | 28,553,000 | 32,986,000 |
| Equity capital | 18,122,000 | 18,149,000 | 18,877,000 | 18,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,712,000 | 5,510,000 | 8,493,000 | 11,697,000 |
| Interest expense | 363,000 | 738,000 | 1,159,000 | 1,615,000 |
| Net interest income | 2,349,000 | 4,772,000 | 7,334,000 | 10,082,000 |
| Noninterest income | 183,000 | 383,000 | 612,000 | 728,000 |
| Noninterest expense | 1,415,000 | 2,879,000 | 4,382,000 | 6,192,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 1,380,000 |
| Pretax income | 997,000 | 2,036,000 | 3,204,000 | 3,238,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 993,000 | 2,032,000 | 3,200,000 | 3,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,084,000 | 18,117,000 | 18,833,000 | 18,864,000 |
| Total capital | 19,961,000 | 20,166,000 | 21,111,000 | 21,147,000 |
| Risk-weighted assets | 178,093,000 | 184,399,000 | 204,283,000 | 215,335,000 |