Call reports 2018
BANK OF RIO VISTA — 2018
What BANK OF RIO VISTA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 217,885,000 | 210,032,000 | 215,538,000 |
| Total loans | 81,539,000 | 84,174,000 | 80,663,000 |
| Allowance for loan losses | 1,476,000 | 1,562,000 | 1,603,000 |
| Securities available for sale | 112,870,000 | 109,011,000 | 105,110,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 190,966,000 | 178,039,000 | 188,208,000 |
| Interest-bearing deposits | 138,695,000 | 126,102,000 | 135,295,000 |
| Noninterest-bearing deposits | 52,271,000 | 51,937,000 | 52,913,000 |
| Equity capital | 26,112,000 | 25,853,000 | 26,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 1,689,000 | 3,397,000 | 5,129,000 |
| Interest expense | 70,000 | 163,000 | 284,000 |
| Net interest income | 1,619,000 | 3,234,000 | 4,845,000 |
| Noninterest income | 179,000 | 367,000 | 789,000 |
| Noninterest expense | 1,394,000 | 3,108,000 | 4,324,000 |
| Provision for loan losses | -13,000 | -13,000 | -13,000 |
| Pretax income | 417,000 | 506,000 | 1,323,000 |
| Income tax | 77,000 | 93,000 | 360,000 |
| Net income | 340,000 | 413,000 | 963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 28,184,000 | 28,258,000 | 28,807,000 |
| Total capital | 29,690,000 | 29,768,000 | 30,308,000 |
| Risk-weighted assets | 120,483,000 | 120,721,000 | 119,968,000 |