Call reports 2017
BANK OF RIO VISTA — 2017
What BANK OF RIO VISTA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 218,565,000 | 221,848,000 | 213,808,000 | 218,638,000 |
| Total loans | 74,785,000 | 81,086,000 | 81,103,000 | 81,398,000 |
| Allowance for loan losses | 1,449,000 | 1,462,000 | 1,449,000 | 1,449,000 |
| Securities available for sale | 123,864,000 | 123,320,000 | 116,127,000 | 117,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,313,000 | 185,658,000 | 184,040,000 | 190,328,000 |
| Interest-bearing deposits | 138,380,000 | 135,443,000 | 132,888,000 | 136,196,000 |
| Noninterest-bearing deposits | 52,933,000 | 50,216,000 | 51,152,000 | 54,131,000 |
| Equity capital | 26,333,000 | 27,605,000 | 28,640,000 | 27,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,576,000 | 3,247,000 | 4,992,000 | 6,690,000 |
| Interest expense | 73,000 | 159,000 | 242,000 | 313,000 |
| Net interest income | 1,503,000 | 3,088,000 | 4,750,000 | 6,377,000 |
| Noninterest income | 210,000 | 519,000 | 1,586,000 | 1,791,000 |
| Noninterest expense | 1,333,000 | 2,656,000 | 3,941,000 | 5,381,000 |
| Provision for loan losses | -8,000 | -28,000 | -76,000 | -107,000 |
| Pretax income | 388,000 | 983,000 | 2,470,000 | 2,894,000 |
| Income tax | 104,000 | 290,000 | 486,000 | 706,000 |
| Net income | 284,000 | 693,000 | 1,984,000 | 2,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,557,000 | 25,966,000 | 27,096,000 | 28,005,000 |
| Total capital | 27,044,000 | 27,476,000 | 28,586,000 | 29,502,000 |
| Risk-weighted assets | 118,653,000 | 121,774,000 | 118,907,000 | 121,093,000 |