Call reports 2021
FIRST FARMERS & MERCHANTS NATIONAL BANK — 2021
What FIRST FARMERS & MERCHANTS NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 158,472,000 | 135,705,000 | 130,792,000 | 130,569,000 |
| Total loans | 108,224,000 | 95,666,000 | 93,104,000 | 96,652,000 |
| Allowance for loan losses | 2,246,000 | 1,706,000 | 1,707,000 | 1,907,000 |
| Securities available for sale | 8,646,000 | 10,618,000 | 19,032,000 | 20,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,811,000 | 113,521,000 | 108,324,000 | 107,705,000 |
| Interest-bearing deposits | 113,239,000 | 97,196,000 | 91,665,000 | 89,444,000 |
| Noninterest-bearing deposits | 16,572,000 | 16,325,000 | 16,659,000 | 18,261,000 |
| Equity capital | 15,570,000 | 15,725,000 | 16,304,000 | 16,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,340,000 | 2,672,000 | 4,035,000 | 5,264,000 |
| Interest expense | 164,000 | 299,000 | 407,000 | 481,000 |
| Net interest income | 1,176,000 | 2,373,000 | 3,628,000 | 4,783,000 |
| Noninterest income | 145,000 | 244,000 | 391,000 | 544,000 |
| Noninterest expense | 815,000 | 1,646,000 | 2,445,000 | 3,236,000 |
| Provision for loan losses | 85,000 | 160,000 | 160,000 | 360,000 |
| Pretax income | 421,000 | 811,000 | 1,414,000 | 1,731,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 421,000 | 811,000 | 1,414,000 | 1,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,486,000 | 15,665,000 | 16,267,000 | 16,498,000 |
| Total capital | 16,749,000 | 16,910,000 | 17,513,000 | 17,833,000 |
| Risk-weighted assets | 100,049,000 | 99,151,000 | 99,201,000 | 106,235,000 |
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