Call reports 2026
CITIZENS BANK AND TRUST COMPANY OF GRAINGER COUNTY — 2026
What CITIZENS BANK AND TRUST COMPANY OF GRAINGER COUNTY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 274,617,000 | 273,206,000 |
| Total loans | 113,395,000 | 115,482,000 |
| Allowance for loan losses | 1,232,000 | 1,266,000 |
| Securities available for sale | 136,541,000 | 136,477,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 244,757,000 | 242,384,000 |
| Interest-bearing deposits | 159,880,000 | 157,570,000 |
| Noninterest-bearing deposits | 84,877,000 | 84,814,000 |
| Equity capital | 28,688,000 | 29,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,667,000 | 5,430,000 |
| Interest expense | 446,000 | 895,000 |
| Net interest income | 2,221,000 | 4,535,000 |
| Noninterest income | 243,000 | 482,000 |
| Noninterest expense | 1,517,000 | 3,106,000 |
| Provision for loan losses | 2,000 | 78,000 |
| Pretax income | 975,000 | 1,819,000 |
| Income tax | 168,000 | 300,000 |
| Net income | 807,000 | 1,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 41,771,000 | 41,362,000 |