Call reports 2013
CITIZENS BANK AND TRUST COMPANY OF GRAINGER COUNTY — 2013
What CITIZENS BANK AND TRUST COMPANY OF GRAINGER COUNTY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 190,763,000 | 188,594,000 | 185,872,000 | 186,716,000 |
| Total loans | 69,080,000 | 69,043,000 | 69,105,000 | 68,958,000 |
| Allowance for loan losses | 1,219,000 | 1,260,000 | 1,253,000 | 1,284,000 |
| Securities available for sale | 63,110,000 | 65,549,000 | 61,700,000 | 62,433,000 |
| Securities held to maturity | 38,596,000 | 37,481,000 | 38,231,000 | 37,918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,888,000 | 156,323,000 | 152,640,000 | 153,765,000 |
| Interest-bearing deposits | 124,737,000 | 121,615,000 | 117,701,000 | 119,161,000 |
| Noninterest-bearing deposits | 32,151,000 | 34,708,000 | 34,939,000 | 34,604,000 |
| Equity capital | 32,676,000 | 31,350,000 | 31,857,000 | 31,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,780,000 | 3,550,000 | 5,330,000 | 7,095,000 |
| Interest expense | 164,000 | 324,000 | 472,000 | 612,000 |
| Net interest income | 1,616,000 | 3,226,000 | 4,858,000 | 6,483,000 |
| Noninterest income | 231,000 | 432,000 | 682,000 | 945,000 |
| Noninterest expense | 1,184,000 | 2,475,000 | 3,653,000 | 4,964,000 |
| Provision for loan losses | 0 | 40,000 | 40,000 | 150,000 |
| Pretax income | 663,000 | 1,145,000 | 1,880,000 | 2,349,000 |
| Income tax | 137,000 | 207,000 | 374,000 | 314,000 |
| Net income | 526,000 | 938,000 | 1,506,000 | 2,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,720,000 | 31,532,000 | 32,100,000 | 32,289,000 |
| Total capital | 32,881,000 | 32,699,000 | 33,260,000 | 33,455,000 |
| Risk-weighted assets | 92,819,000 | 93,301,000 | 92,708,000 | 93,158,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK AND TRUST COMPANY OF GRAINGER COUNTY — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.