Call reports 2008
CITIZENS BANK AND TRUST COMPANY OF GRAINGER COUNTY — 2008
What CITIZENS BANK AND TRUST COMPANY OF GRAINGER COUNTY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 161,606,000 | 160,110,000 | 158,128,000 | 155,335,000 |
| Total loans | 73,654,000 | 74,491,000 | 74,938,000 | 73,945,000 |
| Allowance for loan losses | 1,131,000 | 1,141,000 | 1,136,000 | 1,132,000 |
| Securities available for sale | 47,213,000 | 51,661,000 | 49,817,000 | 48,129,000 |
| Securities held to maturity | 18,896,000 | 19,738,000 | 20,551,000 | 21,019,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,013,000 | 131,065,000 | 126,651,000 | 123,797,000 |
| Interest-bearing deposits | 104,432,000 | 102,018,000 | 99,396,000 | 98,370,000 |
| Noninterest-bearing deposits | 27,581,000 | 29,047,000 | 27,255,000 | 25,427,000 |
| Equity capital | 28,055,000 | 26,550,000 | 26,519,000 | 27,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,186,000 | 4,373,000 | 6,558,000 | 8,683,000 |
| Interest expense | 735,000 | 1,417,000 | 2,005,000 | 2,566,000 |
| Net interest income | 1,451,000 | 2,956,000 | 4,553,000 | 6,117,000 |
| Noninterest income | 289,000 | 664,000 | 948,000 | 1,210,000 |
| Noninterest expense | 1,255,000 | 2,399,000 | 3,651,000 | 4,896,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 485,000 | 1,221,000 | 876,000 | 1,413,000 |
| Income tax | 113,000 | 319,000 | 481,000 | 239,000 |
| Net income | 372,000 | 902,000 | 395,000 | 1,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,227,000 | 26,636,000 | 26,216,000 | 26,434,000 |
| Total capital | 28,358,000 | 27,777,000 | 27,352,000 | 27,553,000 |
| Risk-weighted assets | 91,371,000 | 92,428,000 | 91,376,000 | 89,492,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK AND TRUST COMPANY OF GRAINGER COUNTY — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.