Call reports 2025
LAKEVIEW BANK — 2025
What LAKEVIEW BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 172,358,000 | 178,435,000 | 183,292,000 | 188,217,000 |
| Total loans | 128,737,000 | 135,173,000 | 139,574,000 | 140,756,000 |
| Allowance for loan losses | 1,693,000 | 1,763,000 | 1,810,000 | 1,887,000 |
| Securities available for sale | 26,277,000 | 26,800,000 | 26,802,000 | 26,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,069,000 | 161,317,000 | 165,460,000 | 166,254,000 |
| Interest-bearing deposits | 115,957,000 | 118,759,000 | 115,367,000 | 117,904,000 |
| Noninterest-bearing deposits | 40,112,000 | 42,558,000 | 50,093,000 | 48,350,000 |
| Equity capital | 14,465,000 | 15,244,000 | 15,960,000 | 16,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,420,000 | 5,040,000 | 7,756,000 | 10,525,000 |
| Interest expense | 781,000 | 1,570,000 | 2,355,000 | 3,164,000 |
| Net interest income | 1,639,000 | 3,470,000 | 5,401,000 | 7,361,000 |
| Noninterest income | 146,000 | 295,000 | 431,000 | 580,000 |
| Noninterest expense | 1,180,000 | 2,357,000 | 3,598,000 | 4,887,000 |
| Provision for loan losses | 0 | 75,000 | 150,000 | 225,000 |
| Pretax income | 605,000 | 1,333,000 | 2,084,000 | 2,829,000 |
| Income tax | 187,000 | 406,000 | 629,000 | 849,000 |
| Net income | 418,000 | 927,000 | 1,455,000 | 1,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,053,000 | 16,569,000 | 17,102,000 | 17,631,000 |
| Total capital | 17,547,000 | 18,119,000 | 18,694,000 | 19,244,000 |
| Risk-weighted assets | 119,396,000 | 123,811,000 | 127,185,000 | 128,828,000 |