Call reports 2024
LAKEVIEW BANK — 2024
What LAKEVIEW BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 166,969,000 | 167,069,000 | 169,251,000 | 175,141,000 |
| Total loans | 121,324,000 | 120,576,000 | 126,274,000 | 126,480,000 |
| Allowance for loan losses | 1,523,000 | 1,549,000 | 1,601,000 | 1,619,000 |
| Securities available for sale | 26,627,000 | 26,415,000 | 27,428,000 | 26,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,439,000 | 152,060,000 | 153,012,000 | 158,849,000 |
| Interest-bearing deposits | 109,674,000 | 105,096,000 | 106,262,000 | 112,540,000 |
| Noninterest-bearing deposits | 42,765,000 | 46,964,000 | 46,750,000 | 46,309,000 |
| Equity capital | 12,676,000 | 12,980,000 | 14,075,000 | 14,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,210,000 | 4,529,000 | 6,934,000 | 9,410,000 |
| Interest expense | 726,000 | 1,500,000 | 2,293,000 | 3,089,000 |
| Net interest income | 1,484,000 | 3,029,000 | 4,641,000 | 6,321,000 |
| Noninterest income | 122,000 | 266,000 | 392,000 | 529,000 |
| Noninterest expense | 1,119,000 | 2,275,000 | 3,361,000 | 4,433,000 |
| Provision for loan losses | 25,000 | 50,000 | 100,000 | 125,000 |
| Pretax income | 462,000 | 970,000 | 1,572,000 | 2,292,000 |
| Income tax | 151,000 | 318,000 | 493,000 | 622,000 |
| Net income | 311,000 | 652,000 | 1,079,000 | 1,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,655,000 | 15,001,000 | 15,434,000 | 16,030,000 |
| Total capital | 16,033,000 | 16,399,000 | 16,865,000 | 17,481,000 |
| Risk-weighted assets | 110,172,000 | 111,697,000 | 114,335,000 | 115,977,000 |