Call reports 2023
LAKEVIEW BANK — 2023
What LAKEVIEW BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 146,733,000 | 151,441,000 | 152,246,000 | 159,952,000 |
| Total loans | 104,402,000 | 112,250,000 | 114,475,000 | 120,143,000 |
| Allowance for loan losses | 1,391,000 | 1,441,000 | 1,444,000 | 1,500,000 |
| Securities available for sale | 27,785,000 | 26,907,000 | 25,803,000 | 26,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,677,000 | 131,956,000 | 130,908,000 | 131,228,000 |
| Interest-bearing deposits | 89,094,000 | 81,921,000 | 83,280,000 | 86,512,000 |
| Noninterest-bearing deposits | 45,583,000 | 50,035,000 | 47,628,000 | 44,716,000 |
| Equity capital | 11,642,000 | 11,862,000 | 11,797,000 | 13,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,703,000 | 3,575,000 | 5,535,000 | 7,650,000 |
| Interest expense | 178,000 | 475,000 | 892,000 | 1,428,000 |
| Net interest income | 1,525,000 | 3,100,000 | 4,643,000 | 6,222,000 |
| Noninterest income | 160,000 | 289,000 | 407,000 | 539,000 |
| Noninterest expense | 974,000 | 1,993,000 | 3,031,000 | 4,247,000 |
| Provision for loan losses | 50,000 | 100,000 | 100,000 | 150,000 |
| Pretax income | 661,000 | 1,296,000 | 1,919,000 | 2,364,000 |
| Income tax | 210,000 | 415,000 | 613,000 | 758,000 |
| Net income | 451,000 | 881,000 | 1,306,000 | 1,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,667,000 | 14,103,000 | 14,533,000 | 14,839,000 |
| Total capital | 14,891,000 | 15,443,000 | 15,868,000 | 16,206,000 |
| Risk-weighted assets | 97,782,000 | 107,152,000 | 106,706,000 | 109,286,000 |