Call reports 2022
LAKEVIEW BANK — 2022
What LAKEVIEW BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 150,332,000 | 151,787,000 | 157,079,000 | 146,357,000 |
| Total loans | 97,426,000 | 96,694,000 | 99,722,000 | 102,136,000 |
| Allowance for loan losses | 1,180,000 | 1,231,000 | 1,332,000 | 1,347,000 |
| Securities available for sale | 24,930,000 | 26,938,000 | 27,811,000 | 27,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,506,000 | 140,398,000 | 146,266,000 | 134,720,000 |
| Interest-bearing deposits | 91,171,000 | 90,443,000 | 93,164,000 | 86,731,000 |
| Noninterest-bearing deposits | 47,335,000 | 49,955,000 | 53,102,000 | 47,989,000 |
| Equity capital | 11,396,000 | 10,971,000 | 10,443,000 | 11,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,280,000 | 2,625,000 | 4,226,000 | 5,841,000 |
| Interest expense | 86,000 | 158,000 | 230,000 | 320,000 |
| Net interest income | 1,194,000 | 2,467,000 | 3,996,000 | 5,521,000 |
| Noninterest income | 111,000 | 255,000 | 380,000 | 561,000 |
| Noninterest expense | 902,000 | 1,850,000 | 2,840,000 | 3,899,000 |
| Provision for loan losses | 25,000 | 75,000 | 175,000 | 175,000 |
| Pretax income | 378,000 | 797,000 | 1,361,000 | 2,008,000 |
| Income tax | 119,000 | 259,000 | 439,000 | 643,000 |
| Net income | 259,000 | 538,000 | 922,000 | 1,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,648,000 | 12,926,000 | 13,163,000 | 13,611,000 |
| Total capital | 13,724,000 | 14,049,000 | 14,359,000 | 14,817,000 |
| Risk-weighted assets | 86,017,000 | 89,740,000 | 95,615,000 | 96,401,000 |