Call reports 2021
LAKEVIEW BANK — 2021
What LAKEVIEW BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 155,246,000 | 146,692,000 | 150,077,000 | 152,033,000 |
| Total loans | 112,619,000 | 109,885,000 | 99,056,000 | 98,128,000 |
| Allowance for loan losses | 1,062,000 | 1,092,000 | 1,192,000 | 1,154,000 |
| Securities available for sale | 9,459,000 | 15,407,000 | 19,603,000 | 23,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,269,000 | 130,151,000 | 133,226,000 | 136,567,000 |
| Interest-bearing deposits | 85,795,000 | 83,772,000 | 86,278,000 | 87,594,000 |
| Noninterest-bearing deposits | 52,474,000 | 46,379,000 | 46,948,000 | 48,973,000 |
| Equity capital | 11,811,000 | 12,131,000 | 12,450,000 | 12,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,230,000 | 3,581,000 | 4,888,000 | 6,211,000 |
| Interest expense | 132,000 | 252,000 | 349,000 | 440,000 |
| Net interest income | 2,098,000 | 3,329,000 | 4,539,000 | 5,771,000 |
| Noninterest income | 134,000 | 284,000 | 634,000 | 754,000 |
| Noninterest expense | 986,000 | 1,888,000 | 2,853,000 | 3,811,000 |
| Provision for loan losses | 50,000 | 75,000 | 175,000 | 175,000 |
| Pretax income | 1,196,000 | 1,650,000 | 2,145,000 | 2,539,000 |
| Income tax | 345,000 | 473,000 | 612,000 | 727,000 |
| Net income | 851,000 | 1,177,000 | 1,533,000 | 1,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,728,000 | 12,054,000 | 12,410,000 | 12,689,000 |
| Total capital | 12,663,000 | 13,050,000 | 13,425,000 | 13,738,000 |
| Risk-weighted assets | 74,712,000 | 79,623,000 | 81,077,000 | 83,837,000 |