Call reports 2020
LAKEVIEW BANK — 2020
What LAKEVIEW BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 109,022,000 | 134,830,000 | 139,250,000 | 133,505,000 |
| Total loans | 83,503,000 | 108,077,000 | 107,860,000 | 102,629,000 |
| Allowance for loan losses | 1,042,000 | 1,011,000 | 1,011,000 | 1,012,000 |
| Securities available for sale | 7,679,000 | 7,032,000 | 7,380,000 | 9,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,474,000 | 115,950,000 | 120,208,000 | 117,151,000 |
| Interest-bearing deposits | 66,190,000 | 73,338,000 | 77,305,000 | 75,998,000 |
| Noninterest-bearing deposits | 25,284,000 | 42,612,000 | 42,903,000 | 41,153,000 |
| Equity capital | 9,882,000 | 10,900,000 | 11,298,000 | 11,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,239,000 | 3,665,000 | 4,970,000 | 6,267,000 |
| Interest expense | 210,000 | 392,000 | 571,000 | 737,000 |
| Net interest income | 1,029,000 | 3,273,000 | 4,399,000 | 5,530,000 |
| Noninterest income | 104,000 | 250,000 | 419,000 | 549,000 |
| Noninterest expense | 784,000 | 1,801,000 | 2,607,000 | 3,410,000 |
| Provision for loan losses | 25,000 | 75,000 | 75,000 | 283,000 |
| Pretax income | 324,000 | 1,647,000 | 2,136,000 | 2,386,000 |
| Income tax | 89,000 | 446,000 | 576,000 | 639,000 |
| Net income | 235,000 | 1,201,000 | 1,560,000 | 1,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,765,000 | 10,731,000 | 11,090,000 | 11,277,000 |
| Total capital | 10,725,000 | 11,661,000 | 12,005,000 | 12,229,000 |
| Risk-weighted assets | 76,786,000 | 74,375,000 | 73,142,000 | 76,103,000 |