Call reports 2019
LAKEVIEW BANK — 2019
What LAKEVIEW BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 96,189,000 | 102,998,000 | 103,157,000 | 99,982,000 |
| Total loans | 76,729,000 | 78,617,000 | 80,026,000 | 85,510,000 |
| Allowance for loan losses | 1,028,000 | 1,030,000 | 1,000,000 | 1,016,000 |
| Securities available for sale | 7,023,000 | 7,647,000 | 7,621,000 | 7,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,848,000 | 87,250,000 | 88,101,000 | 83,638,000 |
| Interest-bearing deposits | 61,900,000 | 64,504,000 | 64,457,000 | 63,585,000 |
| Noninterest-bearing deposits | 18,948,000 | 22,746,000 | 23,644,000 | 20,053,000 |
| Equity capital | 8,850,000 | 9,226,000 | 9,548,000 | 9,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,164,000 | 2,441,000 | 3,731,000 | 4,996,000 |
| Interest expense | 201,000 | 418,000 | 645,000 | 869,000 |
| Net interest income | 963,000 | 2,023,000 | 3,086,000 | 4,127,000 |
| Noninterest income | 91,000 | 195,000 | 325,000 | 486,000 |
| Noninterest expense | 724,000 | 1,463,000 | 2,225,000 | 3,006,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 330,000 | 755,000 | 1,186,000 | 1,592,000 |
| Income tax | 92,000 | 204,000 | 319,000 | 427,000 |
| Net income | 238,000 | 551,000 | 867,000 | 1,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,853,000 | 9,166,000 | 9,482,000 | 9,780,000 |
| Total capital | 9,809,000 | 10,117,000 | 10,443,000 | 10,761,000 |
| Risk-weighted assets | 76,438,000 | 76,022,000 | 76,846,000 | 78,518,000 |