Call reports 2018
LAKEVIEW BANK — 2018
What LAKEVIEW BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 85,119,000 | 88,645,000 | 87,408,000 | 91,079,000 |
| Total loans | 73,254,000 | 77,332,000 | 76,195,000 | 79,056,000 |
| Allowance for loan losses | 987,000 | 1,012,000 | 1,020,000 | 1,021,000 |
| Securities available for sale | 5,926,000 | 5,703,000 | 5,990,000 | 5,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,775,000 | 75,811,000 | 75,611,000 | 75,323,000 |
| Interest-bearing deposits | 53,575,000 | 56,355,000 | 56,929,000 | 56,502,000 |
| Noninterest-bearing deposits | 18,200,000 | 19,456,000 | 18,682,000 | 18,821,000 |
| Equity capital | 7,904,000 | 8,196,000 | 8,454,000 | 8,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,043,000 | 2,213,000 | 3,373,000 | 4,592,000 |
| Interest expense | 119,000 | 264,000 | 426,000 | 596,000 |
| Net interest income | 924,000 | 1,949,000 | 2,947,000 | 3,996,000 |
| Noninterest income | 123,000 | 271,000 | 401,000 | 498,000 |
| Noninterest expense | 710,000 | 1,438,000 | 2,186,000 | 2,897,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 40,000 |
| Pretax income | 338,000 | 758,000 | 1,138,000 | 1,558,000 |
| Income tax | 91,000 | 207,000 | 309,000 | 421,000 |
| Net income | 247,000 | 551,000 | 829,000 | 1,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,976,000 | 8,279,000 | 8,557,000 | 8,865,000 |
| Total capital | 8,832,000 | 9,182,000 | 9,506,000 | 9,832,000 |
| Risk-weighted assets | 68,373,000 | 72,096,000 | 75,878,000 | 77,309,000 |