Call reports 2017
LAKEVIEW BANK — 2017
What LAKEVIEW BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 72,565,000 | 74,612,000 | 78,782,000 | 80,968,000 |
| Total loans | 58,272,000 | 62,952,000 | 67,613,000 | 70,175,000 |
| Allowance for loan losses | 815,000 | 837,000 | 912,000 | 971,000 |
| Securities available for sale | 5,999,000 | 6,324,000 | 6,607,000 | 6,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,233,000 | 66,007,000 | 65,213,000 | 66,877,000 |
| Interest-bearing deposits | 48,126,000 | 47,849,000 | 47,337,000 | 48,270,000 |
| Noninterest-bearing deposits | 16,107,000 | 18,158,000 | 17,876,000 | 18,607,000 |
| Equity capital | 7,066,000 | 7,301,000 | 7,515,000 | 7,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 1,803,000 | 2,774,000 | 3,798,000 |
| Interest expense | 55,000 | 112,000 | 178,000 | 261,000 |
| Net interest income | 804,000 | 1,691,000 | 2,596,000 | 3,537,000 |
| Noninterest income | 118,000 | 221,000 | 330,000 | 453,000 |
| Noninterest expense | 603,000 | 1,224,000 | 1,873,000 | 2,555,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 304,000 | 658,000 | 1,023,000 | 1,405,000 |
| Income tax | 122,000 | 264,000 | 410,000 | 563,000 |
| Net income | 182,000 | 394,000 | 613,000 | 842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,001,000 | 7,281,000 | 7,500,000 | 7,728,000 |
| Total capital | 7,700,000 | 8,035,000 | 8,285,000 | 8,550,000 |
| Risk-weighted assets | 55,787,000 | 60,260,000 | 62,700,000 | 65,587,000 |