Call reports 2016
LAKEVIEW BANK — 2016
What LAKEVIEW BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 66,887,000 | 74,198,000 | 68,453,000 | 70,331,000 |
| Total loans | 57,243,000 | 55,277,000 | 58,597,000 | 59,520,000 |
| Allowance for loan losses | 708,000 | 735,000 | 762,000 | 788,000 |
| Securities available for sale | 5,576,000 | 5,961,000 | 6,281,000 | 6,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,104,000 | 66,226,000 | 59,900,000 | 61,341,000 |
| Interest-bearing deposits | 45,089,000 | 49,466,000 | 44,655,000 | 46,323,000 |
| Noninterest-bearing deposits | 14,015,000 | 16,760,000 | 15,245,000 | 15,018,000 |
| Equity capital | 6,632,000 | 6,830,000 | 7,006,000 | 7,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 806,000 | 1,602,000 | 2,451,000 | 3,304,000 |
| Interest expense | 61,000 | 115,000 | 169,000 | 224,000 |
| Net interest income | 745,000 | 1,487,000 | 2,282,000 | 3,080,000 |
| Noninterest income | 117,000 | 244,000 | 345,000 | 449,000 |
| Noninterest expense | 563,000 | 1,127,000 | 1,700,000 | 2,259,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 75,000 |
| Pretax income | 274,000 | 554,000 | 852,000 | 1,195,000 |
| Income tax | 110,000 | 222,000 | 341,000 | 479,000 |
| Net income | 164,000 | 332,000 | 511,000 | 716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,031,000 | 6,310,000 | 6,608,000 | 6,934,000 |
| Total capital | 6,684,000 | 6,954,000 | 7,309,000 | 7,636,000 |
| Risk-weighted assets | 51,949,000 | 51,239,000 | 55,898,000 | 56,020,000 |