Call reports 2015
LAKEVIEW BANK — 2015
What LAKEVIEW BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 58,408,000 | 62,775,000 | 63,987,000 | 65,001,000 |
| Total loans | 47,685,000 | 51,088,000 | 52,610,000 | 54,713,000 |
| Allowance for loan losses | 705,000 | 706,000 | 688,000 | 691,000 |
| Securities available for sale | 5,998,000 | 5,724,000 | 5,586,000 | 5,162,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,443,000 | 55,940,000 | 57,054,000 | 57,252,000 |
| Interest-bearing deposits | 41,727,000 | 45,090,000 | 44,721,000 | 44,547,000 |
| Noninterest-bearing deposits | 9,716,000 | 10,850,000 | 12,333,000 | 12,705,000 |
| Equity capital | 6,396,000 | 6,483,000 | 6,533,000 | 6,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 670,000 | 1,403,000 | 2,155,000 | 2,935,000 |
| Interest expense | 55,000 | 110,000 | 167,000 | 225,000 |
| Net interest income | 615,000 | 1,293,000 | 1,988,000 | 2,710,000 |
| Noninterest income | 82,000 | 169,000 | 260,000 | 357,000 |
| Noninterest expense | 532,000 | 1,090,000 | 1,648,000 | 2,215,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 165,000 | 372,000 | 600,000 | 852,000 |
| Income tax | 66,000 | 149,000 | 240,000 | 341,000 |
| Net income | 99,000 | 223,000 | 360,000 | 511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,414,000 | 5,619,000 | 5,741,000 | 5,982,000 |
| Total capital | 6,084,000 | 6,291,000 | 6,413,000 | 6,673,000 |
| Risk-weighted assets | 46,600,000 | 49,954,000 | 50,043,000 | 51,664,000 |