Call reports 2014
LAKEVIEW BANK — 2014
What LAKEVIEW BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 57,062,000 | 60,584,000 | 61,269,000 | 58,675,000 |
| Total loans | 42,520,000 | 46,352,000 | 45,653,000 | 47,191,000 |
| Allowance for loan losses | 609,000 | 635,000 | 663,000 | 702,000 |
| Securities available for sale | 5,036,000 | 5,528,000 | 5,832,000 | 6,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,662,000 | 54,041,000 | 54,627,000 | 50,492,000 |
| Interest-bearing deposits | 42,509,000 | 45,102,000 | 44,573,000 | 41,750,000 |
| Noninterest-bearing deposits | 8,153,000 | 8,939,000 | 10,054,000 | 8,742,000 |
| Equity capital | 5,970,000 | 6,122,000 | 6,221,000 | 6,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 604,000 | 1,293,000 | 1,978,000 | 2,662,000 |
| Interest expense | 55,000 | 110,000 | 166,000 | 223,000 |
| Net interest income | 549,000 | 1,183,000 | 1,812,000 | 2,439,000 |
| Noninterest income | 52,000 | 144,000 | 178,000 | 295,000 |
| Noninterest expense | 482,000 | 980,000 | 1,428,000 | 1,924,000 |
| Provision for loan losses | 7,000 | 32,000 | 57,000 | 97,000 |
| Pretax income | 112,000 | 315,000 | 505,000 | 713,000 |
| Income tax | 45,000 | 127,000 | 203,000 | 286,000 |
| Net income | 67,000 | 188,000 | 302,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,044,000 | 5,260,000 | 5,462,000 | 5,686,000 |
| Total capital | 5,708,000 | 5,898,000 | 6,108,000 | 6,328,000 |
| Risk-weighted assets | 43,471,000 | 44,582,000 | 45,184,000 | 44,847,000 |