Call reports 2026
M C BANK & TRUST COMPANY — 2026
What M C BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 489,840,000 | 709,982,000 |
| Total loans | 321,957,000 | 350,528,000 |
| Allowance for loan losses | 4,481,000 | 8,708,000 |
| Securities available for sale | 35,066,000 | 34,140,000 |
| Securities held to maturity | 490,000 | 440,000 |
| Trading assets | 0 | 0 |
| Total deposits | 394,185,000 | 480,553,000 |
| Interest-bearing deposits | 302,027,000 | 322,758,000 |
| Noninterest-bearing deposits | 92,158,000 | 157,795,000 |
| Equity capital | 80,878,000 | 216,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,454,000 | 5,504,000 |
| Interest expense | 1,848,000 | 1,400,000 |
| Net interest income | 4,606,000 | 4,104,000 |
| Noninterest income | 424,000 | 333,000 |
| Noninterest expense | 3,600,000 | 13,723,000 |
| Provision for loan losses | 109,000 | 35,000 |
| Pretax income | 1,302,000 | -9,357,000 |
| Income tax | 283,000 | -2,192,000 |
| Net income | 1,019,000 | -7,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 83,450,000 | 184,759,000 |