Call report 2025Q4
M C BANK & TRUST COMPANY — 2025Q4
The 22 measures M C BANK & TRUST COMPANY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 478,103,000 | USD | evidence → |
| Total loans | 313,409,000 | USD | evidence → |
| Allowance for loan losses | 4,990,000 | USD | evidence → |
| Securities available for sale | 37,972,000 | USD | evidence → |
| Securities held to maturity | 590,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 382,718,000 | USD | evidence → |
| Interest-bearing deposits | 297,374,000 | USD | evidence → |
| Noninterest-bearing deposits | 85,344,000 | USD | evidence → |
| Equity capital | 80,513,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,302,000 | USD | evidence → |
| Interest expense | 7,898,000 | USD | evidence → |
| Net interest income | 18,404,000 | USD | evidence → |
| Noninterest income | 1,992,000 | USD | evidence → |
| Noninterest expense | 15,062,000 | USD | evidence → |
| Provision for loan losses | -28,000 | USD | evidence → |
| Pretax income | 5,203,000 | USD | evidence → |
| Income tax | 982,000 | USD | evidence → |
| Net income | 4,221,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 82,955,000 | USD | evidence → |