Call reports 2022
M C BANK & TRUST COMPANY — 2022
What M C BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 385,203,000 | 380,958,000 | 379,682,000 | 382,157,000 |
| Total loans | 238,728,000 | 253,310,000 | 257,625,000 | 277,782,000 |
| Allowance for loan losses | 3,896,000 | 3,553,000 | 3,623,000 | 2,946,000 |
| Securities available for sale | 65,868,000 | 60,801,000 | 74,670,000 | 74,577,000 |
| Securities held to maturity | 1,149,000 | 1,099,000 | 1,099,000 | 1,099,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,640,000 | 307,513,000 | 307,765,000 | 291,708,000 |
| Interest-bearing deposits | 219,694,000 | 219,140,000 | 216,042,000 | 196,382,000 |
| Noninterest-bearing deposits | 90,946,000 | 88,373,000 | 91,723,000 | 95,326,000 |
| Equity capital | 72,556,000 | 71,264,000 | 69,620,000 | 71,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,330,000 | 7,044,000 | 11,624,000 | 16,086,000 |
| Interest expense | 241,000 | 446,000 | 652,000 | 922,000 |
| Net interest income | 3,089,000 | 6,598,000 | 10,972,000 | 15,164,000 |
| Noninterest income | 153,000 | 306,000 | 344,000 | 562,000 |
| Noninterest expense | 2,532,000 | 5,223,000 | 7,916,000 | 10,826,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 320,000 |
| Pretax income | 710,000 | 1,681,000 | 3,340,000 | 4,580,000 |
| Income tax | 151,000 | 364,000 | 756,000 | 875,000 |
| Net income | 559,000 | 1,317,000 | 2,584,000 | 3,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,735,000 | 75,300,000 | 76,377,000 | 77,308,000 |