Call reports 2018
M C BANK & TRUST COMPANY — 2018
What M C BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 312,464,000 | 304,678,000 | 304,118,000 | 305,099,000 |
| Total loans | 178,944,000 | 188,476,000 | 196,114,000 | 210,066,000 |
| Allowance for loan losses | 3,546,000 | 3,670,000 | 3,216,000 | 3,331,000 |
| Securities available for sale | 83,714,000 | 79,899,000 | 65,826,000 | 64,568,000 |
| Securities held to maturity | 23,799,000 | 21,115,000 | 20,163,000 | 18,654,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,581,000 | 236,186,000 | 235,031,000 | 234,969,000 |
| Interest-bearing deposits | 179,993,000 | 172,707,000 | 171,613,000 | 183,608,000 |
| Noninterest-bearing deposits | 64,588,000 | 63,479,000 | 63,418,000 | 51,361,000 |
| Equity capital | 66,318,000 | 66,596,000 | 67,099,000 | 68,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,283,000 | 6,613,000 | 9,955,000 | 13,243,000 |
| Interest expense | 214,000 | 428,000 | 648,000 | 941,000 |
| Net interest income | 3,069,000 | 6,185,000 | 9,307,000 | 12,302,000 |
| Noninterest income | 224,000 | 399,000 | 611,000 | 921,000 |
| Noninterest expense | 2,106,000 | 4,257,000 | 6,353,000 | 8,566,000 |
| Provision for loan losses | 60,000 | 210,000 | 360,000 | 510,000 |
| Pretax income | 1,127,000 | 2,117,000 | 3,205,000 | 4,147,000 |
| Income tax | 153,000 | 425,000 | 520,000 | 594,000 |
| Net income | 974,000 | 1,692,000 | 2,685,000 | 3,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,241,000 | 66,819,000 | 67,668,000 | 68,395,000 |
| Total capital | 68,961,000 | 69,625,000 | 70,595,000 | 71,291,000 |
| Risk-weighted assets | 216,819,000 | 223,663,000 | 233,898,000 | 231,319,000 |