Call reports 2017
M C BANK & TRUST COMPANY — 2017
What M C BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 328,555,000 | 323,136,000 | 313,289,000 | 307,580,000 |
| Total loans | 163,789,000 | 164,622,000 | 156,874,000 | 168,398,000 |
| Allowance for loan losses | 3,529,000 | 3,687,000 | 3,692,000 | 3,648,000 |
| Securities available for sale | 105,301,000 | 102,666,000 | 96,233,000 | 89,009,000 |
| Securities held to maturity | 26,500,000 | 25,135,000 | 25,198,000 | 24,981,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,049,000 | 255,414,000 | 245,059,000 | 239,937,000 |
| Interest-bearing deposits | 194,549,000 | 190,030,000 | 179,478,000 | 178,239,000 |
| Noninterest-bearing deposits | 67,500,000 | 65,384,000 | 65,581,000 | 61,698,000 |
| Equity capital | 65,012,000 | 66,208,000 | 66,631,000 | 66,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,132,000 | 6,309,000 | 9,345,000 | 12,434,000 |
| Interest expense | 228,000 | 460,000 | 691,000 | 898,000 |
| Net interest income | 2,904,000 | 5,849,000 | 8,654,000 | 11,536,000 |
| Noninterest income | 180,000 | 345,000 | 527,000 | 758,000 |
| Noninterest expense | 1,926,000 | 3,819,000 | 5,940,000 | 8,291,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,098,000 | 2,255,000 | 3,061,000 | 3,763,000 |
| Income tax | 195,000 | 488,000 | 714,000 | 942,000 |
| Net income | 903,000 | 1,767,000 | 2,347,000 | 2,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,855,000 | 64,608,000 | 65,074,000 | 65,408,000 |
| Total capital | 66,298,000 | 67,008,000 | 67,505,000 | 67,882,000 |
| Risk-weighted assets | 194,410,000 | 190,743,000 | 193,278,000 | 196,775,000 |