Call reports 2013
M C BANK & TRUST COMPANY — 2013
What M C BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 333,773,000 | 339,980,000 | 337,097,000 | 331,258,000 |
| Total loans | 128,417,000 | 127,232,000 | 128,178,000 | 121,228,000 |
| Allowance for loan losses | 4,776,000 | 4,927,000 | 4,923,000 | 3,388,000 |
| Securities available for sale | 137,986,000 | 145,239,000 | 143,434,000 | 144,415,000 |
| Securities held to maturity | 35,295,000 | 35,268,000 | 35,241,000 | 35,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,657,000 | 286,714,000 | 282,611,000 | 277,197,000 |
| Interest-bearing deposits | 208,784,000 | 211,522,000 | 208,519,000 | 208,076,000 |
| Noninterest-bearing deposits | 69,873,000 | 75,192,000 | 74,092,000 | 69,121,000 |
| Equity capital | 53,388,000 | 51,421,000 | 52,559,000 | 52,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,092,000 | 6,081,000 | 9,279,000 | 12,441,000 |
| Interest expense | 226,000 | 455,000 | 687,000 | 917,000 |
| Net interest income | 2,866,000 | 5,626,000 | 8,592,000 | 11,524,000 |
| Noninterest income | 190,000 | 424,000 | 641,000 | 872,000 |
| Noninterest expense | 1,582,000 | 3,280,000 | 5,044,000 | 6,611,000 |
| Provision for loan losses | 300,000 | 450,000 | 600,000 | 750,000 |
| Pretax income | 1,174,000 | 2,320,000 | 3,589,000 | 5,035,000 |
| Income tax | 305,000 | 559,000 | 784,000 | 1,056,000 |
| Net income | 869,000 | 1,761,000 | 2,805,000 | 3,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,838,000 | 51,686,000 | 52,685,000 | 53,611,000 |
| Total capital | 52,954,000 | 53,831,000 | 54,811,000 | 55,693,000 |
| Risk-weighted assets | 166,654,000 | 168,839,000 | 167,320,000 | 165,264,000 |
Machine access — free, no API key
Every figure shown here about M C BANK & TRUST COMPANY — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.