Call reports 2010
M C BANK & TRUST COMPANY — 2010
What M C BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 283,622,000 | 291,553,000 | 313,168,000 | 304,303,000 |
| Total loans | 113,181,000 | 116,009,000 | 113,347,000 | 113,881,000 |
| Allowance for loan losses | 1,802,000 | 2,062,000 | 2,367,000 | 2,647,000 |
| Securities available for sale | 125,656,000 | 124,605,000 | 136,690,000 | 129,715,000 |
| Securities held to maturity | 22,417,000 | 24,323,000 | 29,725,000 | 32,091,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,226,000 | 244,600,000 | 264,941,000 | 257,461,000 |
| Interest-bearing deposits | 165,655,000 | 168,175,000 | 169,945,000 | 182,152,000 |
| Noninterest-bearing deposits | 72,571,000 | 76,425,000 | 94,996,000 | 75,309,000 |
| Equity capital | 42,808,000 | 44,153,000 | 45,139,000 | 44,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,639,000 | 7,015,000 | 10,265,000 | 13,379,000 |
| Interest expense | 413,000 | 817,000 | 1,223,000 | 1,622,000 |
| Net interest income | 3,226,000 | 6,198,000 | 9,042,000 | 11,757,000 |
| Noninterest income | 253,000 | 544,000 | 760,000 | 970,000 |
| Noninterest expense | 1,625,000 | 3,366,000 | 5,048,000 | 6,715,000 |
| Provision for loan losses | 662,000 | 934,000 | 1,234,000 | 1,534,000 |
| Pretax income | 1,192,000 | 2,442,000 | 3,525,000 | 4,484,000 |
| Income tax | 470,000 | 830,000 | 1,145,000 | 927,000 |
| Net income | 722,000 | 1,612,000 | 2,380,000 | 3,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,213,000 | 41,058,000 | 41,779,000 | 42,866,000 |
| Total capital | 42,015,000 | 42,984,000 | 43,782,000 | 44,840,000 |
| Risk-weighted assets | 151,420,000 | 153,913,000 | 159,841,000 | 157,222,000 |
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