Call reports 2022
MONONA BANK — 2022
What MONONA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,180,521,000 | 1,169,556,000 | 1,195,305,000 | 1,241,838,000 |
| Total loans | 929,401,000 | 971,934,000 | 1,015,160,000 | 987,524,000 |
| Allowance for loan losses | 12,929,000 | 12,930,000 | 12,932,000 | 9,515,000 |
| Securities available for sale | 102,443,000 | 107,286,000 | 104,329,000 | 103,170,000 |
| Securities held to maturity | 3,365,000 | 6,110,000 | 6,106,000 | 5,704,000 |
| Trading assets | 230,000 | 0 | 0 | 0 |
| Total deposits | 1,043,625,000 | 1,040,952,000 | 1,041,674,000 | 1,038,534,000 |
| Interest-bearing deposits | 767,286,000 | 763,350,000 | 755,692,000 | 748,462,000 |
| Noninterest-bearing deposits | 276,339,000 | 277,602,000 | 285,982,000 | 290,072,000 |
| Equity capital | 120,846,000 | 121,333,000 | 121,981,000 | 124,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,509,000 | 19,315,000 | 30,099,000 | 14,959,000 |
| Interest expense | 466,000 | 986,000 | 2,109,000 | 2,695,000 |
| Net interest income | 9,043,000 | 18,329,000 | 27,990,000 | 12,264,000 |
| Noninterest income | 1,247,000 | 2,535,000 | 3,616,000 | 1,148,000 |
| Noninterest expense | 7,083,000 | 13,982,000 | 21,067,000 | 9,385,000 |
| Provision for loan losses | 0 | 0 | 0 | 9,500,000 |
| Pretax income | 3,379,000 | 7,054,000 | 10,711,000 | -5,133,000 |
| Income tax | 882,000 | 1,793,000 | 2,705,000 | -1,532,000 |
| Net income | 2,497,000 | 5,261,000 | 8,006,000 | -3,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,885,000 | 112,695,000 | 115,488,000 | 85,201,000 |
| Total capital | 122,322,000 | 125,589,000 | 128,420,000 | 94,716,000 |
| Risk-weighted assets | 994,530,000 | 1,031,488,000 | 1,071,676,000 | 1,068,082,000 |