Call reports 2021
MONONA BANK — 2021
What MONONA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,074,763,000 | 1,128,631,000 | 1,136,709,000 | 1,198,733,000 |
| Total loans | 923,460,000 | 944,605,000 | 933,467,000 | 937,064,000 |
| Allowance for loan losses | 12,414,000 | 12,715,000 | 12,928,000 | 12,931,000 |
| Securities available for sale | 78,875,000 | 81,079,000 | 87,104,000 | 106,595,000 |
| Securities held to maturity | 1,615,000 | 1,615,000 | 3,115,000 | 3,365,000 |
| Trading assets | 0 | 0 | 115,000 | 135,000 |
| Total deposits | 927,874,000 | 978,568,000 | 988,968,000 | 1,048,289,000 |
| Interest-bearing deposits | 668,618,000 | 699,769,000 | 711,341,000 | 765,281,000 |
| Noninterest-bearing deposits | 259,256,000 | 278,799,000 | 277,627,000 | 283,008,000 |
| Equity capital | 117,571,000 | 118,324,000 | 120,200,000 | 122,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,922,000 | 19,982,000 | 30,514,000 | 40,569,000 |
| Interest expense | 749,000 | 1,342,000 | 1,846,000 | 2,318,000 |
| Net interest income | 9,173,000 | 18,640,000 | 28,668,000 | 38,251,000 |
| Noninterest income | 2,077,000 | 3,928,000 | 5,595,000 | 7,140,000 |
| Noninterest expense | 6,953,000 | 13,915,000 | 20,910,000 | 28,196,000 |
| Provision for loan losses | 300,000 | 600,000 | 600,000 | 600,000 |
| Pretax income | 4,056,000 | 8,112,000 | 12,812,000 | 16,563,000 |
| Income tax | 1,042,000 | 2,054,000 | 3,250,000 | 4,211,000 |
| Net income | 3,014,000 | 6,058,000 | 9,562,000 | 12,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,444,000 | 102,141,000 | 104,499,000 | 107,342,000 |
| Total capital | 113,305,000 | 114,319,000 | 116,684,000 | 119,733,000 |
| Risk-weighted assets | 948,366,000 | 973,754,000 | 974,111,000 | 990,752,000 |